Moneyview IPO
LISTEDMAINBOARDMONEYVIEWListing Performance
▲ 61.76%
Issue Price
₹34
Listing Price
₹55
Listed On
01 Oct 2026
- Price Band
- ₹32 – ₹34
- Lot Size
- 441
- Lot Value
- ₹14,994
- Open Date
- 24 Sep24 Sep 2026
- Close Date
- 28 Sep28 Sep 2026
- Min Investment
- ₹14,994
Moneyview — Stock Performance
About Moneyview
Moneyview is an Indian fintech platform that provides diverse financial services, including personal loans, credit cards, home loans, and insurance. Acting as a lending service provider, it handles credit evaluation, onboarding, and collections. The company employs a distribution-led model, partnering with multiple regulated entities, and underwrites and disburses loans directly through its NBFC subsidiary, Whizdm Finance Private Limited. Its primary revenue streams are interest income from its own portfolio alongside fee and commission income from financial partners. <span data-mce-type="bookmark" style="display: inline-block; width: 0px; overflow: hidden; line-height: 0;" class="mce_SELRES_start"></span>
Derives revenue primarily from fees and commission income paid by Financial Partners for financial products facilitated through its platform, supplemented by interest income from portfolio loans.
Use of IPO Proceeds
Total allocation: ₹575.00 Cr (excludes issue expenses)
Promoters
Puneet Agarwal
Chief Executive Officer and Managing Director · age 52
Pre-issue: 8.66%
Sanjay Aggarwal
Executive Director and Chief Technology Officer · age 55
Pre-issue: 10.33%
Sushma Abburi
Chief Product Officer · age 53
Pre-issue: 0.56%
Investment Analysis
Quick Analysis: 5 strengths · 5 risk factors· Exchange: Equity
Strengths (5)
- •Digital platform offering a wide range of financial products.
- •Strong network of 48 financial partners.
- •AI/ML-driven credit evaluation and user segmentation.
- •Large customer base with 134M+ registered users.
- •In-house NBFC subsidiary for direct loan origination.
Risk Factors (5)
- •Revenue depends heavily on the top ten partners.
- •Risk of borrower defaults and credit loss expenses.
- •Subject to strict RBI and IRDAI regulatory frameworks.
- •Exposure to cybersecurity threats and data breaches.
- •Past history of negative operating cash flows.
Demand snapshot
Subscription and grey market data as reported. Not a recommendation.
- Subscribed 73.02x (QIB 163.36x, NII 93.40x, Retail 14.12x) at close
Investor Quota
Approx. shares reserved per category
Estimated from total issue size; actual reserved lots are set in the RHP.
Application Lot Sizes
Retail caps at ₹2,00,000 (13 lots here). S-HNI is ₹2L–₹10L, B-HNI is above ₹10L.
| Category | Lots | Shares | Amount |
|---|---|---|---|
| Retail (min) | 1 | 441 | ₹14,994 |
| Retail (max) | 13 | 5,733 | ₹1,94,922 |
| S-HNI (min) | 14 | 6,174 | ₹2,09,916 |
| S-HNI (max) | 66 | 29,106 | ₹9,89,604 |
| B-HNI (min) | 67 | 29,547 | ₹10,04,598 |
Subscription Status
| Category | Day 1 | Day 2 | Day 3 | Day 5 |
|---|---|---|---|---|
| QIB | 0.01x | 0.17x | 163.36x | 163.36x |
| sNII (S-HNI) | 2.42x | 13.58x | 63.27x | 63.24x |
| bNII (B-HNI) | 1.73x | 12.32x | 108.48x | 108.48x |
| Retail | 1.31x | 3.82x | 14.15x | 14.12x |
| Total | 1.09x | 4.72x | 73.04x | 73.02x |
Colour: red <1x · amber 1–10x · green ≥10x oversubscribed.
Allotment Statistics
Retail Individual Investors (RII)
Subscription
14.12x
Allotment Ratio
1 lot per 15 applicants
Allotment Probability
~7.1%
Non-Institutional Investors (NII / HNI)
Subscription
93.40x
Allotment Type
Proportionate allotment
Qualified Institutional Buyers (QIB)
Subscription
163.36x
Allotment Type
Discretionary allotment
Total Subscription
73.02x
Allotment probability is estimated based on subscription data and is not guaranteed. Actual allotment depends on the registrar's process.
Basis of Allotment
Category-wise subscription & allotment ratio
Weigh your chances
IPO Timeline
Issue Opens
24 Sep 2026 · Thu
Issue Closes
28 Sep 2026 · Mon
UPI Deadline
28 Sep 2026 · Mon
Allotment
29 Sep 2026 · Tue
Refund
30 Sep 2026 · Wed
Share Credit
30 Sep 2026 · Wed
Listing
01 Oct 2026 · Thu
Issue Opens
24 Sep 2026 · Thu
Issue Closes
28 Sep 2026 · Mon
UPI Deadline
28 Sep 2026 · Mon
Allotment
29 Sep 2026 · Tue
Refund
30 Sep 2026 · Wed
Share Credit
30 Sep 2026 · Wed
Listing
01 Oct 2026 · Thu
IPO Details
| Registrar | MUFG Intime India Private Limited |
| Exchange | Equity |
| ISIN | — |
| Face Value | ₹1 |
| Issue Size | ₹1091.68 Cr |
| Fresh Issue | ₹750.00 Cr |
| OFS Size | — |
| Lead Managers | Axis Capital Limited, BofA Securities India Limited, IIFL Capital Services Limited, Kotak Mahindra Capital Company Limited |
3-Year Financial Summary
Revenue trend
↑ FY25→FY26
| Fiscal Year | Revenue (₹Cr) | PAT (₹Cr) | EPS | P/E | ROE |
|---|---|---|---|---|---|
| FY26 | 3,351.16 | 242.71 | — | — | — |
| FY25 | 2,339.15 | 240.28 | — | — | — |
Detailed Line Items (₹ Cr)
| Line Item | FY25 | FY26 |
|---|---|---|
| Total Income | 2,378.53 | 3,404.27 |
| EBITDA | 697.98 | 968.92 |
| Cash Flow — Operating | -1,420.71 | -950.9 |
| Cash Flow — Investing | -135.3 | -230.85 |
| Cash Flow — Financing | 1,659.64 | 1,647.79 |
From the company's offer document (DRHP/RHP); restated figures where available.
Check the valuation yourself
Company Fundamentals
11 sections extracted from this filingCapital Structure
Capital structure not disclosed in this filing.The capital-structure table was not found in Moneyview's offer document (common in abridged prospectuses).
Shareholding Pattern
Pre-Issue
Pre-Issue not disclosed in this filing.Not separately disclosed in Moneyview's filing.
Post-Issue
Post-Issue not disclosed in this filing.Not separately disclosed in Moneyview's filing.
Source: Moneyview offer document (DRHP/RHP).
Reservations & OFS
Investor Reservation
- NII / HNI+15.00%
OFS Selling Shareholders
- Puneet Agarwal1,35,48,300 sh
- Sanjay Aggarwal1,35,48,300 sh
- Chitra Agarwal19,35,400 sh
- Internet Fund III Pte. Ltd.1,53,56,000 sh
- Accel India IV (Mauritius) Limited1,63,77,500 sh
- Accel Growth IV Holdings (Mauritius) Ltd.80,11,900 sh
- Crimson Winter Limited1,00,00,000 sh
- Ribbit Capital1,13,56,900 sh
- NLI Strategic Venture Investment Limited42,65,600 sh
- TI JPNIN India Holdco, Ltd.37,45,200 sh
- DI Investment LLC23,49,100 sh
Source: Moneyview offer document (DRHP/RHP).
Board & Management
Board of Directors (5)
- Puneet Agarwal₹4.00 Cr p.a.
Managing Director and Chief Executive Officer
Director since August 11, 2014; leading the company through growth
- Sanjay Aggarwal₹3.00 Cr p.a.
Executive Director and Chief Technology Officer
Director since August 11, 2014; whole-time director and chief executive officer of WFPL
- Alpana Parida₹0.26 Cr p.a.
Independent Director
Bachelor of Arts degree in Economics from University of Delhi; Post Graduate Diploma in Management from IIM Ahmedabad
Over 19 years of experience including in retail and marketing industry; associated with company since August 5, 2025
- Sameer Kumar Baisiwala₹0.26 Cr p.a.
Independent Director
Over 25 years of experience as a financial analyst; associated with company since August 5, 2025
- Anil Berera₹0.23 Cr p.a.
Independent Director
Bachelor's degree in Commerce (Honours) from University of Delhi; passed final examination by Institute of Chartered Accountants of India
Over 40 years of experience in finance, accounts, treasury, taxation, and general management; associated with company since September 2, 2025
Source: Moneyview offer document (DRHP/RHP).
Industry & Market
Moneyview Limited accounted for approximately 10.5% of total digital unsecured personal loan sanctions and around 1.6% of overall unsecured personal loan sanctions in FY2026; largest full-stack digital lending platform among digital lending platform peers in India as of FY2025 based on AUM
Per Redseer Research and Analysis, a report commissioned by the company (not independent).
Peer Comparison
| Company | P/E | EPS | RoNW % | NAV |
|---|---|---|---|---|
| Our Company | — | 1.6 | 17.85 | 14.57 |
| OnEMI Technology Solutions Limited | 16.62 | 46.8 | 20.96 | 113.05 |
| PB Fintech Limited | 120.33 | 14.58 | 9.17 | 158.03 |
| One97 Communications Limited | 213.45 | 8.66 | 4.61 | 250.39 |
| Bajaj Finance Limited | 33.66 | 30.6 | 17.19 | 183.21 |
| SBI Cards and Payment Services Limited | 27.98 | 22.77 | 13.72 | 166 |
Material Litigation
| Type | Against | Matters | Amount (₹Cr) |
|---|---|---|---|
| Criminal | Subsidiaries | 1 | 48.32 |
| Statutory | Directors | 1 | — |
| Tax | Directors | 1 | — |
Cyber incident FIR filed by WFPL employee regarding unauthorized transactions and fund recovery Show cause notice against Director Subrata Mitra for alleged FEMA Act violation; matter pending Income tax proceedings against Director Alpana Parida; pending before Principal Chief Commissioner
Registrar (RTA)
SEBI-registered Registrar & Transfer Agent — handles allotment and refunds.
Registrar:MUFG Intime India Private Limited→Lead Managers (BRLMs)
Click any merchant banker for their full IPO track record (positive listing rate, average gain, IPOs managed).
Documents
Frequently Asked Questions
When is the Moneyview IPO opening?
The Moneyview IPO opens on 24 Sep 2026 and closes on 28 Sep 2026. Check this page for the latest updates as we refresh every 30 minutes.
What is the price band of the Moneyview IPO?
The price band for the Moneyview IPO is ₹32 to ₹34. The final price is announced after the book-building process and is confirmed before listing.
What is the lot size and minimum investment for the Moneyview IPO?
The minimum lot size is 441 shares with a minimum investment of ₹14,994. Retail investors can apply for up to the retail limit defined by SEBI.
What is the GMP of Moneyview IPO today?
The latest Grey Market Premium for Moneyview is ₹15 (+42.94%). GMP is unofficial data and is not a guarantee of listing price.
When will the Moneyview IPO list on NSE and BSE?
The Moneyview IPO is expected to list on 01 Oct 2026 on Equity. Actual listing day trading begins at the start of the normal market session.
How can I check the Moneyview IPO allotment status?
The registrar for this IPO is MUFG Intime India Private Limited. You can check your allotment status on the registrar's portal using your PAN, application number, or DP ID. We link to the registrar directly on our allotment page after the allotment date.
Is the Moneyview IPO a mainboard or SME issue?
Moneyview is a mainboard IPO that will list on the main NSE and BSE boards. Mainboard IPOs are open to retail investors with a minimum application of one lot.
How do I apply for the Moneyview IPO?
You can apply for the Moneyview IPO through any SEBI-registered broker such as Zerodha, Upstox, or Angel One using UPI or ASBA while the issue is open for bidding.
What is the GMP-implied price of Moneyview IPO?
The GMP-implied price (unofficial, not a forecast) is ₹49: the upper price band of ₹34 plus the latest grey market premium of ₹15, as of 01 Oct 2026, 11:33 PM IST. GMP is unofficial grey market data, and the actual listing price can differ from it.
What is the allotment ratio for Moneyview IPO?
Based on the retail subscription of 14.12x, the estimated allotment ratio is 1 lot per 15 applicants (approximately 7.1% chance of allotment). This is an estimate and actual allotment may vary.
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