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SME IPO Minimum Investment Calculator

Find the minimum amount an Individual Investor must apply with for an SME IPO under SEBI's current ₹2,00,000 minimum application rule. Enter the price and lot size, or pick a live SME IPO to auto-fill both.

Pick an SME IPO to auto-fill (optional)

Minimum Investment Required

₹2,88,000

One lot (₹1,44,000) is below SEBI's ₹2,00,000 minimum SME application value, so you must apply for at least 2 lots to qualify.

Value per Lot

₹1,44,000

Minimum Lots Required

2

SEBI Minimum Application

₹2,00,000

Raised from ₹1,00,000, effective 2025

This shows the minimum an Individual Investor must apply with under SEBI's current SME rules. Employee and shareholder-reservation categories have their own minimums that can differ — check the RHP for category-specific figures.

How the SME IPO Minimum Investment Calculator works

SEBI raised the minimum application size for SME IPOs from ₹1,00,000 to ₹2,00,000through its September 2024 consultation, finalised in amendments effective 2025 — aimed at filtering speculative retail applications for a smaller, more informed investor base. In practice, SME issuers now set the lot size itself so that one lot already meets or exceeds this ₹2,00,000 floor; this calculator flags the rare case where a lot's value falls short and shows how many lots you'd need.

Employee-reservation and shareholder/policyholder categories can have their own minimum application rules (e.g. employee category is capped at ₹5,00,000) — always check the specific SME IPO's RHP for category-wise figures rather than relying on a general rule.

Disclaimer: This calculator is for educational purposes only and does not constitute investment advice. Always read the Red Herring Prospectus and verify current rates before applying for any IPO.

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